According to the Bureau of Transportation Statistics, the United States has approximately 254 million registered automobiles. All of these automobiles, trucks, and motorbikes need to be insured before being driven on public roadways. Have you ever thought about why this is the case? Why must we purchase something we will never use? Here are six compelling reasons why every motorist should get vehicle insurance:

1. The Law

If you drive without vehicle insurance, you will face penalties and suspension of your driving rights, regardless of where you reside. If you cannot provide evidence of insurance, several jurisdictions may impound your car on the spot.

2. It is possible that it will save money

If you are worried about a car accident that was your responsibility, liability coverage should cover the other driver's expenses. This covers any damage to property (the car) as well as medical costs if either party is hurt. If you are not protected, you must carry the full monetary weight of the accident, which may be hundreds of dollars.

3. Accelerates the process

Though accidents are always unpleasant, if you have vehicle insurance, your insurer will help you through the recovery process. Not only will they deal with the opposing party's underwriter so you don't have to, but they will also assist you in filing a claim and even locating a nearby vehicle repair shop. However, if you do not have coverage, you will not get any assistance, guidance, or training. As a consequence, the procedure may take months or even years to complete.

4. Accidents happen

Even if you're a great driver who has never been in a vehicle accident, you still require coverage. Why? Most drivers are apprehensive about an accident, which will occur sooner or later. Whether it's your fault or the fault of the other motorist, you'll be required to provide proof of insurance. There are around six million crashes re portable annually in the United States—that is, over 16,000 accidents every day—so there is always the possibility that you may wind up handling one.

5. It provides additional coverage

If you are in a catastrophic vehicle accident and have a poor health plan (or no health plan), automobile insurance may be useful. As a consequence, most plans need personal injury protection coverage, and your vehicle insurance should cover some of your medical bills. If you incur a major, persistent injury that requires rehabilitation or long-term nursing care, this precaution is a godsend.

6. Offers non-accidental protection

Even if you are not driving, your car may be damaged by a break-in, vandalism, or Mother Nature. After reviewing your motor insurance, you should be able to make a claim with your underwriter, who will compensate you for any damage or loss.

For these reasons, it is essential that you get auto insurance on any vehicle you own.